Attention homeowners in Clinton and Hinds County: Need an appraisal?

Here are the top 7 reasons MS homeowners call on Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge Hinds county's assessment of your propertyvalue
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Hinds county or MS

Need help determining the price of your home in or near Clinton, MS?
Contact Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285.

We at Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285 understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the customary "products" we deliver to them. Being a person not in the real estate business that ordinarily doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285 will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are qualified in helping clients just like you remove unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that is declining. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an appraisal from Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285 is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. An expert appraisal from Cornerstone Appraisal, Inc. (Curtis Robinson)(601) 260-2285 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.